18 Month CD
1.35
APY*
APY*
High-Yield 18-Month CD
Earn more with with our 18-month certificate of deposit (CD).
- One of the best rates around
- Great guaranteed rate of return over 18 months
- Keep track of your CD with online and mobile banking
- Open one with just $500
Open a High-Rate 18-Month CD Today: It’s Simple!
Complete an online application right now in minutes. All you need is your contact information, driver’s license, passport or state I.D. and Social Security number.
Frequently Asked Questions
Why should I choose a BrioDirect high-yield CD?
We offer great rates and are FDIC insured, which can make a BrioDirect CD an excellent way to achieve your savings goals.
Is opening a BrioDirect account simple?
Yes! You can complete a BrioDirect account application online in minutes.
What do I need to open my account?
All you need is a smartphone, your contact information, driver’s license, passport or state I.D. and Social Security number.
How do I make my initial deposit?
The easiest way is through an automated clearinghouse (ACH) payment from an existing checking or savings account. You can also fund via Check or Wire.
Have a question about how ACH works? Please call 877.369.BRIO and speak to a client service representative.
If you fund your account via check please note: Once your check is received, it will be processed, and deposited into your account within 1 – 2 business days. You will see the deposit in your Current Balance until the check has cleared. The current balance is the total amount of funds in your account. The available balance is the current balance less any outstanding holds or debits that have not yet been posted to your account. Please see the Funds Availability policy for additional details.
Is my money safe and secure with BrioDirect?
BrioDirect is the online brand of Webster Bank, a FDIC insured institution. Your deposit account is provided by Webster Bank, and you will be a Webster Bank client when you open your account.
Is there a penalty if I take my money out of a CD?
Yes, if you take money out of a CD before the end of its term, you will be subject to an early withdrawal penalty. Please view product disclosures for details.
I already have a deposit account with Webster Bank. How does this impact my FDIC insurance coverage?
Accounts that are opened via www.briodirectbanking.com and marketed by BrioDirect are Webster Bank accounts. Deposits in these accounts are made with Webster Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider all accounts maintained with Webster Bank, N.A., such as CD, checking, savings, BrioDirect online accounts and cash held in health benefits accounts with HSA Bank.
What are fixed rate products?
Fixed rate products allow clients to lock in a particular rate upon opening the account, for a set amount of time.